Disclaimer

For educational and informational purposes only

ChartBasis presents economic data and charts so that people can learn about the world economy. Everything on the Site, including every figure, chart, forecast, article, news item, FAQ answer and description, is provided for general educational and informational purposes only.

It is not tailored to you, your finances or your objectives, and it is not a substitute for advice from a qualified professional.

Not investment advice

Nothing on the Site is, or should be read as, investment advice, financial advice, trading advice, tax advice, accounting advice or legal advice, or as a personal recommendation of any kind. The Site does not consider your individual circumstances, risk tolerance or needs.

ChartBasis is not a registered investment adviser, broker-dealer, financial planner, bank, credit rating agency or other regulated financial institution, and does not hold itself out as one. Nothing on the Site constitutes investment research or a research recommendation under any law or regulation.

No professional relationship

Using the Site, reading its content or contacting us does not create an adviser-client, fiduciary, broker-client, attorney-client or any other professional relationship between you and ChartBasis or its operator. We owe you no duty of care in respect of your financial decisions.

No offer, solicitation or recommendation

Nothing on the Site is an offer to sell, a solicitation of an offer to buy, or a recommendation to buy, sell or hold any security, bond, fund, currency, commodity, derivative, cryptoasset or other financial instrument, or to follow any investment strategy. A chart, indicator, ranking or movement shown on the Site is not a signal to trade, and a figure being high, low, rising or falling does not imply that any action is advisable.

Investing involves risk

All investing and trading involves risk, including the risk of losing some or all of the money you put in. Markets, exchange rates, interest rates, commodity prices and economies can change quickly and unpredictably, and you can lose more than you expect, particularly if you use leverage or borrow to invest.

Historical data, including the history shown on every chart, and past performance of any kind are not a reliable indicator of future results.

Forecasts and projections

Forecasts, projections and estimates, including the dashed lines and shaded bands on charts, are not facts and are not guaranteed. They are produced by third parties such as the International Monetary Fund, rest on assumptions that may prove wrong, and are routinely revised. Actual outcomes can and often do differ materially from them.

Accuracy and timeliness of data

The data on the Site comes from third-party sources and is subject to delay, revision, omission and error, including in how we collect, process, convert and display it. Sources use different methods and definitions, so figures for the same thing can legitimately differ between sources. Some figures are annual, some are out of date by the time they are published, and some are not available for every country.

We do not independently verify the data, and we do not guarantee that it is accurate, complete, current or fit for any purpose. Always check the original source before relying on a figure.

Do not rely on the Site

You should not make, delay or abandon any investment, trading, business, employment, lending, policy or other financial decision based on the Site. If you do, you do so entirely at your own risk and you are solely responsible for the consequences. Information on the Site may be out of date and is not monitored in real time.

Consult a professional

Before making any financial decision, please consult a suitably qualified and licensed investment professional, such as a registered investment adviser, financial planner, tax adviser or lawyer, who can consider your own circumstances, objectives and risk tolerance and who is accountable to you for their advice. Where you are unsure whether something is right for you, seek advice first.

Where you live

The Site is not directed at any person in any jurisdiction where its availability or use would be contrary to local law or regulation. Financial regulation, and the meaning of terms such as "investment advice", differ between countries, and you are responsible for complying with the laws that apply to you. Content that is educational in one place may be regulated in another.

Sources, links and no endorsement

ChartBasis is not affiliated with, endorsed by or sponsored by any of the organisations whose data it presents, including the World Bank, the International Monetary Fund, Eurostat, the European Central Bank, the US Treasury, the US Bureau of Labor Statistics and the Bank of England. Their names are used only to identify the source of data. Links to other websites are provided for convenience; we do not control them and do not endorse their content, products or services.

Limitation of liability and assumption of risk

To the fullest extent permitted by law, ChartBasis and its operator accept no responsibility or liability for any loss or damage of any kind, including any investment or trading loss, loss of profit, loss of opportunity or any direct, indirect, incidental, special or consequential loss, arising from your use of, or reliance on, the Site or anything on it, even if we were advised that such loss was possible. You use the Site at your own risk.

Nothing in this Disclaimer excludes or limits any liability that cannot lawfully be excluded or limited. This Disclaimer is part of, and read together with, our Terms of Service, which also apply to your use of the Site.

Changes and governing law

We may update this Disclaimer from time to time; the date at the top shows when it last changed. It is governed by the laws of the State of California, United States, as set out in our Terms of Service. It was written in English; translations are provided for convenience and the English version prevails if they differ.

If any part of this Disclaimer is held to be unenforceable, the rest remains in effect. If you do not accept it, please do not use the Site.